Mortgage Blogger – Page 4 – Easy Mortgage Guides

Mortgages

Selling your Home – The Essentials

If you currently own a property then you are not as new to the buying process as the typical first time buyer, however its easy to get lost in the process and requirements when you are moving home, especially when you need to sell yours first. Get your property valued Even if you are planning

Mortgages

Mortgage Interest Rates 101

Recently there have been many stories in the news about mortgages and government programs. If you have a mortgage or want to get a mortgage it is important that you understand what types of mortgages are available and how the mortgage interest rates differ. Here is some information a few types that are available:

Mortgages

Getting the Best Mortgage Deals in the Recession

Getting a good mortgage deal can be difficult at the best of times. It is something that is really important tough because it can be one of the most expensive things you will ever get and so you want to make sure that you are not paying over the odds and that you are getting

Mortgages

Why do Contractors find it Difficult to get a Mortgage on the High street?

Contractors lead a very different working life to those in permanent employment and the benefits can be plentiful; working flexibility, being your own boss and good potential earnings being just a few. One area of life, however, where contractors haven’t always found things so easy is when applying for a mortgage. The Death of Self-certification

Mortgages

Why We Really Do Love Bad Credit Mortgages

Bad credit mortgages have really taken a beating in the press. Some people think that they’re predatory, but I disagree strongly. I think that bad credit mortgages are something that we all need at one point of life or another. Just because your credit is great now doesn’t mean that the worst couldn’t happen to

Mortgages

What you need to know about mortgage protection insurance

Your own understanding of the term mortgage protection insurance may mean something different to you than it does to someone else. That is because there are two types of insurance designed to protect your mortgage repayments – one short term and one long term. The short term policy is called MPPI (mortgage payment protection insurance)

Mortgages

More Reasons Why The Trend of Incredibly Long Mortgages Misses the Point

Three cheers for mortgages. We´re not anti-mortgage, anti-financing, anti-credit, or even anti-loan. If anything, we’re pro all of these things. We spend a lot of time telling you to ignore the blather in the media about why the credit world is out to get you. We encourage personal responsibility. And it’s with that spirit that

Mortgages

What’s the difference between a regular and a contractor mortgage?

Contractors can often find it slightly trickier to get a mortgage than permanent employees, so finding an efficient lender that specialises in contractor mortgages could mean the difference between purchasing your perfect home and drawn-out processes causing it to slip through the net. Contractor mortgages were introduced when an increasing proportion of mortgage lenders realised

Mortgages

Could an Endowment Mortgage Be Right For You

We love answering all of your personal finance questions, but there are a few that throw us for a loop every once in a while. We have gotten in a few questions about an endowment mortgage, and we figured that we’d answer those for you. You see, an endowment mortgage is basically where you would

Mortgages

Cashback Mortgages Are Beginning to Pick Up Steam

Are you looking at getting a mortgage in the near future? Chances are good that you’ve seen a wide variety of advertisements, and you’ve heard all sorts of information from friends and family. If friends think that they’ve often a good deal, they have a tendency to try to pass along the deal to you