Tips for Getting a Mortgage in the UK

Getting a mortgage can be a real struggle, and with the poor economy of the UK taking its time to get back on track, it’s no surprise that many first-time buyers simply can’t get anywhere on the market. Unless you’re lucky enough to be born with rich parents or want to wait a good few
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An Introduction to Life Insurance to Cover Mortgage

Life insurance isn’t necessarily at the top of your to-do list when buying a house but it’s very often a requirement that warrants serious consideration. Mortgage lenders can request life insurance as a safeguard to cover outstanding mortgage repayment debts in the event that you die before the loan is paid in full. This life
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7 Points to Consider When it Comes to a New Mortgage Broker

The mortgage boom is getting homebuyers across the board excited for a new home, but the path to owning that home is a bit complicated. You have to make sure that you’re getting a good deal on your mortgage, which starts with getting a good mortgage broker. 1. Business Length Matters Experience makes the difference
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More on the Interest Only Lifetime Mortgage

We try to talk about all things equity around here for one reason above all others: we think that these schemes ultimately benefit the average UK homeowner very much. Of course, equity release is when you’re starting to approach retirement age. Generally speaking, it’s aimed at the 55 years or older crowd. This is something
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Top Tips To Get On The Property Ladder

Few months ago I told you about the news that first time buyers need a deposit of around £31,500 to secure their first home. This figure just seems so out of reach, but don’t worry though, it’s not all doom and gloom as there are some options for those of us that are struggling to
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Is There a Good Time to Take Out a Mortgage?

It would seem obvious that you should take out a mortgage when you want to buy a house. Most people make the decision to buy a house when they leave home, get married or move to a new area or it might be when they have saved enough to pay the deposit. However, there should
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Refinancing a Mortgage

People investigate refinancing a mortgage for many reasons. If you are considering refinancing your mortgage you should understand the costs and benefits, as well as the different types of mortgages. Your home is potentially your largest financial asset, so you should ensure that you are making the right decision for your needs and that you
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Selling your Home – The Essentials

If you currently own a property then you are not as new to the buying process as the typical first time buyer, however its easy to get lost in the process and requirements when you are moving home, especially when you need to sell yours first. Get your property valued Even if you are planning
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Mortgage Interest Rates 101

Recently there have been many stories in the news about mortgages and government programs. If you have a mortgage or want to get a mortgage it is important that you understand what types of mortgages are available and how the mortgage interest rates differ. Here is some information a few types that are available:
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